Skilled Worker Visas

Supporting home ownership for Skilled Workers, Health & Care, Global Talent and Ancestry visa holders

As part of our ongoing drive to support deserving applicants who are typically neglected by most high street lenders, we’ve launched a range of mortgages to help skilled foreign workers own their own home or invest in the UK property market.

Barrier busting criteria

• No minimum residency within the UK is required
• No minimum income requirements
• No minimum time remaining on the Visa is required.
  (If there is less than six months remaining on the current visa, confirmation the applicant will seek an extension is required)
• 1-year employment track record is required
• We welcome joint applications on the same terms, where the partner is on a spousal visa
• Residential lending is available up to a Maximum LTV of 95% (restricted to 90% LTV if residency within the UK is less than 12 months)
• Buy to Let lending is available up to 75% LTV

Extra need-to-knows

• Only available on a repayment basis
• Contractors accepted
• Self-employed applicants not considered
• Must be able to provide proof of address in the UK
• Deposit for purchases must be held in a UK bank account