Buy to Let Topslicing
Every case with us is manually reviewed – if there is a shortfall on rental income we are here to help.
To topslice if the mortgage is not self-supporting at the stressed rate, the shortfall in the rental income received, and the rental income required, must be covered by the borrower’s personal income using a net free pay calculation.
We will also take into consideration the personal expenditure when completing this calculation. To see if your case is eligible for topslicing, please contact our team using the details below.
- Topslicing can also be considered on Joint Borrower Sole Proprietor (JBSP) and non-owner cases
- Topslicing is unavailable on a 5-year fixed product
- Must be submitted on a Buy to Let (BTL) Topslicing product
- Topslicing is unavailable to portfolio landlords
If you have any questions, please contact our Telephone BDM team using the details below.
Get in touch
Click to leave us a message. Alternatively, you can call us direct on 01455 874 084 Monday – Friday 9am – 5.30pm.
If you require a case update, please call us 01455 894 736 Monday – Friday 9am – 5pm.