About us

Hinckley & Rugby for Intermediaries is the Society’s arm dedicated to intermediary mortgage business. We are a manual underwriter specialising in dealing with complex cases, applying a common-sense approach to lending. 

With a manual lending approach, we carefully consider individual circumstances using common sense and flexibility to provide our brokers with a decision, often on the same day of case referral.

  • No credit scoring
  • Manual underwriting
  • Individual circumstances considered when assessing cases, using our Mortgage Referrals Committee
  • Dedicated team of telephone and field-based Business Development Managers
  • Lending across England and Wales with no region restrictions
  • Simplified product range offering a more streamlined way to choose a mortgage

Our Intermediary Sales team

Meet our dedicated team behind Hinckley & Rugby for Intermediaries and find the Business Development Manager (BDM) for your region. Our friendly BDMs are on hand to answer your questions.

Mortgage Referrals Committee

Our Mortgage Referrals Committee (MRC) meets daily to personally consider complex cases. The committee takes an open-minded approach to individual circumstances, and applies flexibility to overcome barriers. Decisions are given on the day of referral.

Our monthly online drop-in clinics are a live version of the daily MRC meetings. They are an opportunity for brokers to drop in and discuss complex cases directly with decision makers in an open-minded and collaborative environment.

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