Skilled Worker Visas
Supporting home ownership for Skilled Worker and Health & Care visa holders
As part of our ongoing drive to support deserving applicants who are typically neglected by most high street lenders, we’ve launched a range of mortgages to help skilled foreign workers in the UK own their own home.
Barrier busting criteria
- No minimum residency within the UK is required
- No minimum income requirements
- No minimum time remaining on the Visa is required (If there is less than six months remaining on the current visa, it must be evidenced before completion that the visa extension has been granted.)
- Maximum LTV is 95% (restricted to 90% LTV if residency within the UK is less than 12 months)
- 1-year employment track record is required
- We welcome joint applications on the same terms, where the partner is on a spousal visa
Is your client purchasing a new-build?
For new-build purchases, we can accept builder deposits of up to 5% with no adjustment of the purchase price for LTV purposes. This means we can offer up to 90% LTV gross to visa holders regardless of their UK residency period. Applicants simply need to match a builder’s typical 5% deposit-paid deal – making a new-build more affordable.
Extra need-to-knows
- Only available on a repayment basis
- Contractors accepted
- Self-employed applicants not considered
- Must be able to provide proof of address in the UK
- Deposit for purchases must be held in a UK bank account
Get in touch
To speak to a member of our team, call 01455 894 084, or click contact us to send us an email. You can also connect with one of our dedicated Business Development Managers or chat to us via LiveChat.
Not sure what you need?
Let us help
Explore our website to find what you need or click below, and get in touch with a member of our team.