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For a new case enquiry:
01455 894084
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01455 894736
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01455 894738

  • Introducing Credit Renew: our new impaired credit mortgage range

    Available from Wednesday 5 August 2026, Credit Renew expands our specialist lending proposition and sits alongside our existing Credit Assist range (previously known as Credit Flex), creating a clear two-tier approach to our credit proposition.
    Learn more

  • New two-year discount residential and buy-to-let Visa products

    We've launched two residential Skilled Worker Visa products available up to 95% LTV and two Visas Buy-to-Let products, including a personal and Ltd Company option, giving you greater flexibility when supporting clients living and working in the UK on eligible visas.
    Learn more

  • Buy-to-Let products available at 80% LTV for the first time!

    Two new 80% LTV discounted mortgage products are available for both personal and limited company landlords offering more choice for your landlord clients.
    Learn more

  • Maximising your client’s borrowing potential with Income Flex

    Income Flex considers various income sources and supports salaried, self-employed and contractors. We also accept one year’s accounts, most recent year accounts, declining profits, projection figures, net profits, etc.
    Explore Income Flex criteria

Hinckley & Rugby for Intermediaries

Lending across England, Scotland and Wales, we specialise in complex cases. Our tailored mortgage solutions are designed to overcome obstacles and unlock your clients’ borrowing potential. We deliver this through a personal approach, taking time to understand the full picture and staying committed to finding a way to say “yes”.

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Credit searches and your client’s credit file

Hinckley & Rugby does not carry out a credit search at Decision in Principle (DIP) stage. A full credit check with Equifax is only completed once a fully packaged application is submitted via our Broker Portal. This ensures your client’s credit file is only impacted when an application is ready to proceed.

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