Why talk turkey with us?
Because Yule be glad you did. We’re nice people to do business with, and we’re all about straight talking. The word we most love to say is ‘Yes!’
Whereas many other lenders shy away from quirky and irregular cases, we gobble them up. We love the challenge of overcoming barriers to make your clients’ home ownership dreams come true.
That’s why we use a manual underwriting process for all complex cases. We apply common sense to deserving cases that fall fowl of other lenders’ algorithms. For your clients, that means a lot less stuffing.
Let us help you wrap up your tricky cases before Christmas
To speak to a member of our team, call 01455 894 084, or click contact us to send us an email. You can also connect with one of our dedicated Business Development Managers or chat to us via LiveChat.
How do we talk turkey?
With great products, crystal clear criteria, and flexibility for clients who don’t meet it.
There’s snow doubting the flexibility of our Flex range. We have mortgages for people with complex incomes, adverse credit, and those who need a x5.5 income multiple for greater affordability. And we have specialist products for buy-to-let, multiple borrowers, and self-builders (we were awarded Best Self Build Mortgage Lender at the Build It Awards 2023).
What’s more, we can add a bespoke element to any mortgage that allows multiple applicants to share the cost of the mortgage over separate time frames. Can’t get more flexible than that!
Explore our products
Choosing the right mortgage for your client may be difficult, but we have always tried to make our products straightforward and easy to understand. Explore our product range and speak to our team to find out more.
Criteria doesn’t fit your case? Give us the low-down!
Our Mortgage Referrals Committee (MRC) meets daily to manually review all complex cases. Just give it to us straight – what do you need? We will do our absolute best to get to ‘Yes!’
Additionally, we invite brokers to attend our online event – MRC Live – every month. There’s no pecking order: all brokers are welcome to pitch their trickiest cases. We promise you an open-minded approach that’s more flexible than a turkey’s neck.
Feedback from brokers for this monthly event has been fantastic: “Brilliant!” “Makes a huge difference!” “Everyone got to ask about specific cases, and got to know the people at Hinckley & Rugby who actually make the decisions.”
Perhaps yours will be: “MRC Live is a cracker!”
Let us help you wrap up your tricky cases before Christmas
To speak to a member of our team, call 01455 894 084, or click contact us to send us an email. You can also connect with one of our dedicated Business Development Managers or chat to us via LiveChat.
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Not sure what you need?
Let us help
Explore our website to find what you need or click below, and get in touch with a member of our team.