Our regulated bridging proposition provides short-term finance for owner-occupiers requiring flexible funding for residential property transactions, including property purchases, chain-breaks, downsizing and re-bridging.
With lending up to 70% LTV and loans from £200,000 to £1 million, our proposition offers various options to support your clients’ short-term borrowing needs.
Fixed monthly pricing, rolled-up interest and no early repayment charges provide a clear and flexible approach to bridging finance, subject to our lending criteria.
Key Features
Up to 70% LTV
We can lend up to 70% loan to value (LTV), providing flexibility for a range of residential property transactions.
No early repayment charges
There are no early repayment charges, giving your client flexibility to repay the loan when their circumstances allow.
Loan size
Our regulated bridging loans are available from £200,000 up to £1,000,000.
Rolled-up interest
No monthly payments are required. Interest is added to the loan balance throughout the term, with the full amount repaid when the bridging facility is redeemed.
Maximum term of 12 months
Short-term finance available for up to a maximum of 12 months, subject to our lending criteria.
England, Scotland and Wales
Our regulated bridging proposition is available for properties located in England, Scotland and Wales.
Age
Applicants must be aged 18 or over, with a maximum age of 85 at the end of the mortgage term.
Number of applicants
Up to 4 applicants can be included on one application.
Loan purpose
Our regulated bridging range can support a variety of residential property scenarios, including:
Purchasing a new home
Provide your client with the funds they need to purchase their next home where short-term finance is required to facilitate the transaction.
Downsizing
Help clients move to a smaller or lower-value property where bridging finance can provide a short-term solution while their existing property is sold.
Chain-break
Where a client is ready to purchase but their existing property sale has not yet completed, bridging finance can help them proceed with their onward purchase.
Re-bridge
Refinance an existing bridging loan with a new regulated bridging facility.
All lending criteria is subject to full underwriting assessment.
Products
For full details of our current rates, LTVs, fees and product criteria, please contact Mortgage Advice Bureau or Alexander Hall directly to view product guides.
Useful resources
Get in touch
To speak to a member of our team, call 01455 894 084, or click contact us to send us an email. You can also connect with one of our dedicated Business Development Managers or chat to us via LiveChat.
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Let us help
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