We’re pleased to share that from Friday 19 September 2025 we are reducing the rates on two of our fixed rate Buy-to-Let products and extending the term across our entire range of 5-year Fixed rate products.
Buy-to-Let rate reductions
- Buy-to-Let – Fixed to 31/12/30 – 75% LTV – reduced from 5.72% to 5.64% – BTF107
- Buy-to-Let – 2 Year Fixed – 75% LTV – reduced from 5.65% to 5.55%% – BTF108
Both products include a non-refundable product fee of £1,249. The rate reductions are designed to support brokers working with landlord clients who want certainty on repayments, whether for shorter-term planning or longer-term stability.
Laura Sneddon, Head of Mortgage Sales and Distribution, commented:
“It is important brokers and their landlord clients have access to competitive options that reflect their current requirements. That is why we have reduced rates across both our two and five-year fixes within our Buy to Let range.
“Many landlords are carefully managing costs and weighing up whether to take short-term flexibility or opt for longer-term stability. By reducing our pricing, we are aiming to make those choices easier. It is about ensuring our products remain competitive while also supporting landlords in running their portfolios sustainably.”
5-Year fixed rate product term extensions
We’re also extending the term for the following 5-year Fixed rate products from 30 November 2030 to 31 December 2030:
- Core Residential – 5.49% fixed to 31/12/2030 – 80% LTV – F268
- Core Residential – 5.75% fixed to 31/12/2030 – 90% LTV – F269
- Visas – 5.87% fixed to 31/12/2030 – 80% LTV – VISF46
- Visas – 6.08% fixed to 31/12/2030 – 90% LTV – VISF47
- Income Flex (5.5x) – 6.11% fixed to 31/12/2030 – 90% LTV – IFHF57
- Income Flex – 5.79% fixed to 31/12/2030 80% LTV – IFHF58
- Income Flex – 6.07% fixed to 31/12/2030 90% LTV – IFHF59
- Credit Flex – 5.89% fixed to 31/12/2030 – 80% LTV – CFHF20
- Flex Plus – 6.34% fixed to 31/12/2030 – 80% LTV – FPF15
- Flex Plus – 6.39% fixed to 31/12/2030 – 90% LTV – FPF16
- Visas Buy-to-Let – 5.82% fixed to 31/12/2030 – 75% LTV – VBF7
- LTD Company Buy-to-Let – 5.69% fixed to 31/12/2030 – 70% LTV – LCF38
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Please note product details and criteria are correct at launch and are subject to change.
