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Relaunching our fixed rate products

Following our temporary withdrawal of numerous fixed rates earlier this week, we’ve reviewed current market conditions and will be relaunching our fixed rate products with updated rates, effective from 9am on Monday 16 March 2026.

We’ve also repriced our fixed rate products exclusively available to existing customers, with new rates going live on Monday. Until then, our existing customer fixed rate products remain available.

Product details are detailed below, if you have a case ready to place or want to talk through affordability options for a client, our team is on hand to help.

New rates

Core Residential (incl. JBSP)

  • Core – 5.67% – 2 Year Fixed – 80% LTV – HVF32
  • Core – 5.97% – 2 Year Fixed – 90% LTV – HVF33
  • Core – 5.68% – Fixed to 30/06/2031 – 80% LTV – F285
  • Core – 5.94% – Fixed to 30/06/2031 – 90% LTV – F286

Skilled Worker Visa

  • Visas – 6.30% – 2 Year Fixed – 90% LTV – VISF60
  • Visas – 6.12% – Fixed to 30/06/2031 – 80% LTV – V5F04
  • Visas – 6.33% – Fixed to 30/06/2031 – 90% LTV – V5F05

Visas Buy-to-Let

  • Visas Buy-to-Let – 5.99% – Fixed to 30/06/2031 – 75% LTV – VB5F02

Income Flex

  • Income Flex – 5.87% – 2 Year Fixed – 80% LTV – IFHF73
  • Income Flex – 6.17% – 2 Year Fixed – 90% LTV – IFHF74
  • Income Flex – 6.55% – 2 Year Fixed – 95% LTV – IFHF75
  • Income Flex – 6.15% – Fixed to 30/06/2031 – 90% LTV – IF5F03
  • Income Flex – 5.94% – Fixed to 30/06/2031 – 80% LTV – IF5F04
  • Income Flex – 6.55% – Fixed to 30/06/2031 – 95% LTV – IF5F05

Credit Flex

  • Credit Flex – 6.09% – 2 Year Fixed – 80% LTV – CFHF24
  • Credit Flex – 6.18% – Fixed to 30/06/2031 – 80% LTV – CF5F02

Flex Plus

  • Flex Plus – 6.40% – 2 Year Fixed – 90% LTV – FPF23
  • Flex Plus – 6.44% – Fixed to 30/06/2031 – 90% LTV – FPF503

Buy-to-Let

  • Buy-to-Let – 5.60% – 2 Year Fixed – 75% LTV – BTF114
  • Buy-to-Let – 5.80% – Fixed to 30/06/2031 – 75% LTV – BTF115
  • LTD Company Buy-to-Let – 5.85% – Fixed to 30/06/2031 – 70% LTV – LCF502 (please note, new fee structure)

Existing Customer products

  • Core – 4.94% – 2 Year Fixed – 60% LTV – FR05
  • Core – 4.99% – 2 Year Fixed – 80% LTV – FR06
  • Core – 5.24% – 2 Year Fixed – 90% LTV – HVF31
  • Core – 4.99% – 5 Year Fixed – 60% LTV – FR07
  • Core – 5.05% – 5 Year Fixed– 80% LTV – FR08
  • Core – 5.30% – 5 Year Fixed – 90% LTV – F284
  • Income Flex – 5.19% – 2 Year Fixed – 80% LTV – IFRF23
  • Income Flex – 5.44% – 2 Year Fixed – 90% LTV – IFRF24

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Speak to us

Our dedicated Business Development team will be happy to speak to you about any cases you have, explain how our specialist products and flexible criteria can benefit your clients, or answer any questions you have. Get in touch on 01455 894 084. Or send us a message on our Live Chat, our response time is often only seconds!

Please note product details and criteria are correct at launch and are subject to change.