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Enhancing Flex mortgage range with rate reductions and new fixed-rate products

We are pleased to share that we have enhanced our flexible mortgage range, cutting selected rates by up to 30bps and launching new fixed-rate options. The new products will provide additional support for first-time buyers and those moving up the housing ladder, as well as skilled workers on overseas working visas, including those working in health and social care.

TLDR

  • We’ve reduced interest rates across our Income Flex, Credit Flex, Flex Together, and Visa products, with the launch of two-year and five-year fixed rate options at new LTV bands.

Explore all the product updates below, and if you have any questions please get in touch with our team.

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What are the new products?

Income Flex

  • New: Income Flex – Fixed 5 Year to 30/09/2029 5.85% – 95% LTV – IFHF14
  • New: Income Flex – 2 Year Fixed 6.55% – 95% LTV – IFHF11

Skilled Worker Visa

  • New: Visas – Fixed 5 Year to 30/09/2029 5.59% – 80% LTV – VISF6

Flex Together (JBSP)

  • New: Flex Together (JBSP) – Fixed 5 Year to 30/09/2029 5.29% – 80% LTV – JHF4

Rate reductions

Product nameLTVOld interest rateOld Product codeNew Product nameNew interest rateNew product code
Income Flex – Fixed 5 Year to 31/08/202980%5.85%IFHF9Income Flex – Fixed 5 Year to 30/09/20295.55%IFHF12
Income Flex – Fixed 5 Year to 31/08/202990%5.99%IFHF10Income Flex – Fixed 5 Year to 30/09/20295.69%IFHF13
Credit Flex – Fixed 5 Year to 31/07/202980%6.40%CFHF4Credit Flex – Fixed 5 Year to 30/09/20295.89%CFHF5
Visas – Fixed 5 Year to 14/09/202990%5.99%VISF3Visas – Fixed 5 Year to 30/09/20295.79%VISF5
Flex Together (JBSP) – Fixed 5 Year to 31/08/202995%5.99%JHF2Flex Together (JBSP) – Fixed 5 Year to 30/09/20295.69%JHF3

Stay informed

Want to be alerted when we launch, update, and withdraw our products?

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Speak to us

Our dedicated Business Development team will be happy to speak to you about any cases you have, explain how our specialist products and flexible criteria can benefit your clients, or answer any questions you have about our Mortgage Referrals Committee. Get in touch on 01455 894 084. Or send us a message on our Live Chat, our response time is often only seconds!

Please note product details and criteria are correct at launch and are subject to change.