We are pleased to share that we have enhanced our flexible mortgage range, cutting selected rates by up to 30bps and launching new fixed-rate options. The new products will provide additional support for first-time buyers and those moving up the housing ladder, as well as skilled workers on overseas working visas, including those working in health and social care.
Quick Summary
- We’ve reduced interest rates across our Income Flex, Credit Flex, Flex Together, and Visa products, with the launch of two-year and five-year fixed rate options at new LTV bands.
Explore all the product updates below, and if you have any questions please get in touch with our team.
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What are the new products?
Income Flex
- New: Income Flex – Fixed 5 Year to 30/09/2029 5.85% – 95% LTV – IFHF14
- New: Income Flex – 2 Year Fixed 6.55% – 95% LTV – IFHF11
Skilled Worker Visa
- New: Visas – Fixed 5 Year to 30/09/2029 5.59% – 80% LTV – VISF6
Flex Together (JBSP)
- New: Flex Together (JBSP) – Fixed 5 Year to 30/09/2029 5.29% – 80% LTV – JHF4
Rate reductions
| Product name | LTV | Old interest rate | Old Product code | New Product name | New interest rate | New product code |
|---|---|---|---|---|---|---|
| Income Flex – Fixed 5 Year to 31/08/2029 | 80% | 5.85% | IFHF9 | Income Flex – Fixed 5 Year to 30/09/2029 | 5.55% | IFHF12 |
| Income Flex – Fixed 5 Year to 31/08/2029 | 90% | 5.99% | IFHF10 | Income Flex – Fixed 5 Year to 30/09/2029 | 5.69% | IFHF13 |
| Credit Flex – Fixed 5 Year to 31/07/2029 | 80% | 6.40% | CFHF4 | Credit Flex – Fixed 5 Year to 30/09/2029 | 5.89% | CFHF5 |
| Visas – Fixed 5 Year to 14/09/2029 | 90% | 5.99% | VISF3 | Visas – Fixed 5 Year to 30/09/2029 | 5.79% | VISF5 |
| Flex Together (JBSP) – Fixed 5 Year to 31/08/2029 | 95% | 5.99% | JHF2 | Flex Together (JBSP) – Fixed 5 Year to 30/09/2029 | 5.69% | JHF3 |
Stay informed
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If you would like to keep up to date with our product launches, criteria updates, and any other changes we make to our product range, you can sign up to our email newsletter below and receive this information straight to your inbox.
Speak to us
Our dedicated Business Development team will be happy to speak to you about any cases you have, explain how our specialist products and flexible criteria can benefit your clients, or answer any questions you have about our Mortgage Referrals Committee. Get in touch on 01455 894 084. Or send us a message on our Live Chat, our response time is often only seconds!
Please note product details and criteria are correct at launch and are subject to change.
